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Comparison Summary

4 Key Differences

Optima Select

HDFC ERGO

Cover Amount

5 Lakh

Starting at

563/month
Customise Plan
ReAssure 2.0 Titanium+ (Direct)

Niva Bupa Health Insurance

Cover Amount

5 Lakh

Starting at

563/month
Customise Plan
Care Supreme Discounted

Care Health Insurance Limited

Cover Amount

5 Lakh

Starting at

563/month
Customise Plan
Room Rent Limit Single Private AC Room Any Category Tier-3 City
Free Health Checkup Individual: Max Rs. 5,000 per person. Family Floater: Max Rs. 10,000 per policy.(Available once every policy year for all the insured member who are of 18 years or above, starting from day 1, for tests selected from the approved list.)
Best in comparison
Available as an optional cover (Once every year for all insured members below 18 years or above, from a selected list of tests)
Ambulance Charges Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Cashless Hospitals Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh

Disclaimer: The above sum insured is suggestive and may vary as per the age and medical needs of the people.

Detailed comparison
Optima Select

HDFC ERGO

Cover Amount

5 Lakh

Starting at

563/month
Customise Plan
ReAssure 2.0 Titanium+ (Direct)

Niva Bupa Health Insurance

Cover Amount

5 Lakh

Starting at

563/month
Customise Plan
Care Supreme Discounted

Care Health Insurance Limited

Cover Amount

5 Lakh

Starting at

563/month
Customise Plan
Coverage

3 Key Differences

Room Rent Limit Single Private AC Room Any Category Tier-3 City
Free Health Checkup Individual: Max Rs. 5,000 per person. Family Floater: Max Rs. 10,000 per policy.(Available once every policy year for all the insured member who are of 18 years or above, starting from day 1, for tests selected from the approved list.)
Best in comparison
Available as an optional cover (Once every year for all insured members below 18 years or above, from a selected list of tests)
Ambulance Charges Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Cashless Hospitals Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh

Disclaimer: The above sum insured is suggestive and may vary as per the age and medical needs of the people.

Coverage

3 Key Differences

Room Rent Limit Single Private AC Room Any Category Tier-3 City
Free Health Checkup Individual: Max Rs. 5,000 per person. Family Floater: Max Rs. 10,000 per policy.(Available once every policy year for all the insured member who are of 18 years or above, starting from day 1, for tests selected from the approved list.)
Best in comparison
Available as an optional cover (Once every year for all insured members below 18 years or above, from a selected list of tests)
Ambulance Charges Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Cashless Hospitals Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh

Disclaimer: The above sum insured is suggestive and may vary as per the age and medical needs of the people.

Value Added Services

3 Key Differences

Room Rent Limit Single Private AC Room Any Category Tier-3 City
Free Health Checkup Individual: Max Rs. 5,000 per person. Family Floater: Max Rs. 10,000 per policy.(Available once every policy year for all the insured member who are of 18 years or above, starting from day 1, for tests selected from the approved list.)
Best in comparison
Available as an optional cover (Once every year for all insured members below 18 years or above, from a selected list of tests)
Ambulance Charges Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Cashless Hospitals Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh

Disclaimer: The above sum insured is suggestive and may vary as per the age and medical needs of the people.

Additional Features

1 Key Differences

Room Rent Limit Single Private AC Room Any Category Tier-3 City
Free Health Checkup Individual: Max Rs. 5,000 per person. Family Floater: Max Rs. 10,000 per policy.(Available once every policy year for all the insured member who are of 18 years or above, starting from day 1, for tests selected from the approved list.)
Best in comparison
Available as an optional cover (Once every year for all insured members below 18 years or above, from a selected list of tests)
Ambulance Charges Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Cashless Hospitals Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh

Disclaimer: The above sum insured is suggestive and may vary as per the age and medical needs of the people.

Maternity Benefit(s)

3 Key Differences

Room Rent Limit
Single Private AC Room Any Category Tier-3 City
Free Health Checkup Individual: Max Rs. 5,000 per person. Family Floater: Max Rs. 10,000 per policy.(Available once every policy year for all the insured member who are of 18 years or above, starting from day 1, for tests selected from the approved list.)
Best in comparison
Available as an optional cover (Once every year for all insured members below 18 years or above, from a selected list of tests)
Ambulance Charges Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Cashless Hospitals Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh
Best in comparison
Up to ₹ 10 lakh

Disclaimer: The above sum insured is suggestive and may vary as per the age and medical needs of the people.